In the first article, we discussed the importance of setting goals. We also touched the introduction for a SMART goal. Now, let’s dig further how we can set a SMART goal. (more…)
Setting goal is one of the difficulties that I have in life. I don't know how to set one. In fact, I didn't even have a written goal. (more…)
I discussed previously about diminishing our wants. In this part, we will discuss regarding augmenting our means. After cutting some unnecessary expenses from my wants, I can see clearly if the 70% part of the allocation in the 10, 10, 10 and 70 formula is able to cover our living expenses or not enough. (more…)
One can never achieve Financial Freedom or even become a millionaire if all he earns goes to his expenses. And that's how my life for almost fifty years, spending all I got thinking that tomorrow I will earn another one. (more…)
Sometimes, inevitable comes to your life! (more…)
Mutual funds are almost the same as Unit Investment Trust Funds. The main difference is that if you participate with Mutual Funds, you are buying shares of the fund. With UITFs, you are buying a unit of participation. That means, if you have shares with a mutual fund, you have the rights to vote during the annual meeting of the...